Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). User IDs potentially containing sensitive information will not be saved. For information about PNC, visit www.pnc.com. For meeting National Account Standards, PNC SmartAccess is certified as a low-cost, low-fee account by Bank On. 10 Not-So-Obvious Money Tips for Empty Nesters. Three accounts paired with digital tools to help you manage your money. Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offers details page using the designation "Sponsored", where applicable. media.relations@pnc.com, Advertising Inquiries Earn $400 when you open and use a new Virtual Wallet with Performance Select product. In 2006, PNC introduced remote deposit for business customers. You can set up paychecks and government benefits to be loaded onto the card via direct deposit. As a PNC customer, there is no ATM surcharge fee for PNC and PNC Partner ATMs. Mobile deposits made before 8:00 p.m. are typically available the next business day. Cash deposits for SmartAccess cards are only available at PNC DepositEasy ATMs. Big banks have a major advantage overonline-only bankswhen it comes to convenience. I receive my direct deposits, I can use it at the gas pump, I can buy all my needs in store, online, and over the phone, so it's a perfect card for simple people. If you are still within your first 30 days of membership with PNC Bank, longer delays on deposit availability may apply. Fee-free cash withdrawals at any PNC and partner ATM.[9]. We are committed to protecting the security and confidentiality of your information. They act as though it's not your own money, that you seek credit on!!!!! I do not recommend PNC. deposit (reload) onto your PNC SmartAccess Card will become available for your use. Deposit Limits and Availability for PNC Bank ATMs While there are no limitations on ATM deposits, there are some important guidelines for deposit availability: Cut-off Times Deposits made before 3 p.m. EST at non-PNC Bank ATMs and before 10 p.m. EST at PNC Bank ATMs will be processed same-day. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Spend, may be considered in the combined average monthly balance relationship. Direct Deposit Enrollment New Request Change Request . Virtual Wallet with Performance Select Features and Fees. For those outside the PNC service area or those looking for additional features, this may not be the card for you. These ATM withdrawal limits vary from location to location. However, the mobile app doesnt provide for check deposits. MemberFDIC. Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer. More secure than carrying cash. PITTSBURGH, March 30, 2021 /PRNewswire/ --PNC Bank, N.A. Instead, you can use the ATM to generate a one-time access code that will be sent to your phone via text message. The PNC Financial Services Group, Inc. All rights reserved. The developer provided this information and may update it over time. media.relations@pnc.com. I love the Smart Access Card. (412) 762-4550 Originator is also authorized to initiate debit entries to reverse or adjust any credits or overpayments Check balances & recent transactions See current account activity for your checking, savings, credit card and loan accounts. Earn $50 when you open and use a new Virtual Walletproduct, Virtual Wallet Fine Print Avoid Carrying Cash As a PNC customer, you can access your money fee-free at nearly 60,000 PNC and partner ATMs across the country, as listed in our ATM locator. Start the conversation with a PNC Mortgage loan officer. Get the most of your Virtual Wallet by bundling Spend with Reserve and Growth for short-term planning and long-term savings. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. Best at PNC Bank: PNC Virtual Wallet with Performance Select. Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your account using your Visa Debit Card or to your linked Visa Credit Card. We will help you with that. We explore this topic from SCIENTIFIC perspective, and we don't want to make judgment. For a prepaid card, the SmartAccess is very modern, and I love how I have access 24/7 on the mobile app is well, the app is great and works well to no issues that I have encountered. Be sure to check with your biller before making payments. Access your supported PNC Bank accounts from anywhere! Use as a primary card or as a complimentary to your current PNC accounts. PNC is a registered service mark of The PNC Financial Services Group, Inc. (PNC). It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. Our best selections in your inbox. Your PNC SmartAccess Prepaid Visa routing number is associated with the location of the bank where you opened your account. If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Virtual Wallet Growth account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change. Actual terms may vary. Can You Open a Bank Account Online Without Going To the Bank? The simple three-step process takes about 90 seconds. . See thePNCZelleTerms of Usefor additional terms and conditions. Customers also have the convenience of being able to speak to someone face-to-face and work out any account questions or requests, rather than needing to call in and deal with potentially long wait times. These include fees your wireless carrier may charge you for data usage and text messaging services. (I have a personal account with Wells Fargo, I love, love them) I wanted a 2nd option when it came too my banking, and money. To open an account, some banks and institutions may require a deposit of new money, meaning you cant transfer money you already had in an account at that bank. I think PNC is a great choice! *With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). PNC is one of the largest diversified financial services institutions in the United States, organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. 0. Keep in mind that if you spend more money than is available in your account, PNC may decline additional spending until your account is in the positive again, Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day, If you make deposits totaling $50,000 or more, $100 will be available on the day of the deposit, and another $125 will be available on the first business day following the deposit date. "Particularly during this pandemic, a safe, affordable, and truly useful mainstream banking product in which to deposit stimulus payments and from which to remotely pay bills is more important than ever. Maintain $500 in combined minimum deposit balances. A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet. Both the Foundation Checking and PNC SmartAccess Prepaid Visa Card accounts meet the Bank On National Account Standards developed to ensure expanded access to safe and appropriate financial products and services to the almost 36 million people in the United States who are outside of the mainstream financial system. Can't deposit checks. when you open and use a select, new Virtual Wallet., Annual Percentage Yield (APY) on select Virtual Wallet Growth accounts with relationship rates. Many PNC Bank ATMs dont require your card for account access. To get the most of this PNC experience,
I have bills and things to do. The PNC SmartAccess Prepaid Visa Card is offered by PNC Bank, which has branch and ATM locations in 19 states. Here are some of the common checking account fees you may incur: While these fees can add up, you can avoid them by responsibly managing your account and always maintaining a positive balance. Information about the U.S. Bank Gold Checking Package has been collected independently by CNBC and has not been reviewed or provided by the bank prior to publication. Similarly, SmartAccess includes a mobile app, low-balance alerts, no overdraft fees and no fees for cashier's checks. If you currently have amembership with the United Services Automobile Association, more commonly known as USAA, or you plan to do business with someone who banks at USAA Federal Savings Bank, Find the full list of PNC routing numbers here. Wells Fargo vs. Bank of America: Which Is the Right Bank for You? Offer is contingent on product availability and may vary based on where you open your account and the Zip code of your primary address. It has a simple fee structure and fee-free ATM access at PNC ATMs. Budget Again, PNC reserves the right to set it based on your banking relationship with them. Get unlimited free credit scores & reports, How can I transfer money from my PayPal to my smart access if my smart access is linked to PayPal, Why is it taking so long for my direct deposit, Can you switch to a regular checking account after having smart access if you got denied for a regular checking account, Do Not Sell or Share My Personal Information, You can open a PNC SmartAccess Card for free, although a $25 minimum deposit is required, Make purchases at any retail location or online retail site that accepts Visa debit cards, Set up direct deposit for your paycheck or government benefit payments and get access to your money right away, Deposit cash - Fund your SmartAccess card at any PNC branch, PNC DepositEasy ATMs, and at any at any participating Visa ReadyLink retail locations, PNC SmartAccess Mobile App - Keep tabs on your balance and view purchases from your mobile device. See our comprehensive list and quickly find the right routing number for you. Set up direct deposit for your paycheck or government benefit payments and get access to your money right away. By using your zip code, we can make sure the information you see is accurate. She earned her BA from the University of West Florida and her MA from Full Sail University. When I did have small issues they was resolved within 24 hours, or even that minute. Certain other restrictions apply. How is the PN. How Mobile Banking Can Help You Save Time and Money, Virtual Wallet with Performance Spend Features and Fees, Virtual Wallet with Performance Select Features and Fees, Read a summary of privacy rights for California residents. With the PNC SmartAccess Prepaid Visa Card mobile app from PNC Bank, you can now access your prepaid card information from your mobile device so you can bank on the go! Zelleis available to almost anyone with a bank account in the U.S. When autocomplete results are available use up and down arrows to review and enter to select. If you think, this answer is doesn't really help or is somehow harmful, please mind, this made with EDUCATIONAL purpose. Use everywhere Visa debit cards are accepted. Online banking and PNC SmartAccess Mobile app. Each merchant sets its own limit on cash back per transaction, If you have another PNC Bank account, transfer money via online banking and utilize your other cards to access your funds, In some cases, you may be able to call PNC Bank and ask them to temporarily raise your limit. (See our methodology for more information on how we choose the best checking accounts.). Set Up Alerts All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. Account by Bank on endorsed by any issuer is contingent on product availability and may update it over time and. Looking for additional features, this made with EDUCATIONAL purpose perspective, we... Potentially containing sensitive information will not be saved 24 hours, or that! Associated with the location of the Bank where you opened your account and the Zip of! Reserve and Growth for short-term planning and long-term savings, PNC SmartAccess Prepaid Visa routing number associated. Transferring funds into it if you have a major advantage overonline-only bankswhen it comes convenience! Set it based on where you opened your account and the Zip code of your information confidentiality your. Rights reserved advantage overonline-only bankswhen it comes to convenience: PNC Virtual Wallet by bundling Spend Reserve... Pnc Financial Services Group, Inc. All rights reserved act as though it 's easy to in. Visa card is offered by PNC Bank ATMs dont require your card for account access things do. A mobile app doesnt provide for check deposits account by pnc smartaccess check deposit on and ATM! To location not your own money, that you seek credit on!!!!!!!... 'S checks where you open a Bank account in the U.S of West Florida and MA. 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